At the licence application stage for various pharmaceutical licences in Hong Kong, neither the Department of Health nor the PPB requires you to provide proof that you have purchased specific insurance. In other words, insurance is not a required document for submitting an application. However, from the perspective of prudent business management and risk control, it is essential to obtain adequate insurance for your medicine warehouse and business, and this is something the regulatory authorities are likely to welcome. Recommended types of insurance include: property all-risks insurance (covering losses to your medicine inventory caused by incidents such as fire or theft); public liability insurance (covering the risk of personal injury or property damage caused to third parties by your business activities); and product liability insurance (covering the risk of harm to users caused by defects in the medicines you sell). Although you do not need to submit proof with your application, being able to show during an on-site inspection that you have planned for or purchased relevant insurance would be a positive point if the inspector asks about your risk management measures.
HONG KONG DRUG LICENSING
Do I need to buy specific insurance for my pharmaceutical warehouse? Do I need to submit proof when applying for a licence?
A complete explanation of the regulatory basis, Drew Tang’s recommendations and risk alerts. The original material dates from 2025; read it alongside the latest official requirements.
Original guide, 2025 edition: These FAQs are provided for topic-based reference and have not all been individually checked against current rules. Please confirm fees, personnel, renewal, changes and product requirements against the professional in-depth guide for the relevant licence type and the official requirements in force at the time.
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